.page-disclaimer {
  --ins-grid-line: rgba(214,168,75,.13);
  --ins-rule: rgba(16,18,16,.16);
  background: var(--vg-ink);
  color: var(--vg-paper);
}

/* ---------- 首屏 ---------- */
.page-disclaimer .ins-hero {
  position: relative;
  overflow: hidden;
  isolation: isolate;
  background: var(--vg-ink-3);
  border-bottom: var(--vg-line);
  padding-block: clamp(46px, 9vw, 96px);
}

.page-disclaimer .ins-hero__bg {
  position: absolute;
  inset: 0;
  z-index: -2;
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: .38;
}

.page-disclaimer .ins-hero::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  background:
    linear-gradient(180deg, rgba(15,61,53,.62) 0%, rgba(11,44,39,.95) 82%),
    repeating-linear-gradient(0deg, var(--ins-grid-line) 0 1px, transparent 1px 72px),
    repeating-linear-gradient(90deg, var(--ins-grid-line) 0 1px, transparent 1px 72px);
}

.page-disclaimer .ins-hero__inner {
  position: relative;
  color: var(--vg-paper);
}

.page-disclaimer .ins-hero .vg-breadcrumb,
.page-disclaimer .ins-hero .vg-breadcrumb a {
  color: rgba(247,243,232,.64);
}

.page-disclaimer .ins-hero .vg-eyebrow {
  color: var(--vg-gold);
}

.page-disclaimer .ins-hero__title {
  font-family: var(--vg-serif);
  font-size: clamp(34px, 8.4vw, 76px);
  line-height: 1.1;
  letter-spacing: -.01em;
  margin: 14px 0 0;
  max-width: 16em;
  color: var(--vg-paper);
}

.page-disclaimer .ins-hero__lead {
  margin: 22px 0 0;
  max-width: 58ch;
  font-size: clamp(15.5px, 2.1vw, 17.5px);
  line-height: 1.9;
  color: rgba(247,243,232,.78);
}

.page-disclaimer .ins-steps {
  list-style: none;
  counter-reset: ins-step;
  margin: clamp(26px, 5vw, 44px) 0 0;
  padding: 0;
  display: grid;
  gap: 10px;
}

.page-disclaimer .ins-steps__item {
  counter-increment: ins-step;
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 13px 16px;
  border: 2px solid rgba(214,168,75,.4);
  background: rgba(11,44,39,.66);
  font-size: 15px;
  line-height: 1.45;
  color: var(--vg-gold-soft);
  transition: border-color .25s var(--vg-ease), background .25s var(--vg-ease);
}

.page-disclaimer .ins-steps__item::before {
  content: counter(ins-step, decimal-leading-zero);
  font-family: var(--vg-serif);
  font-size: 19px;
  line-height: 1;
  color: var(--vg-gold);
}

.page-disclaimer .ins-steps__item:hover {
  border-color: var(--vg-gold);
  background: rgba(26,90,76,.72);
}

/* ---------- 正文骨架 ---------- */
.page-disclaimer .ins-body-wrap {
  background: var(--vg-ink);
  padding-block: clamp(38px, 6.5vw, 84px);
}

.page-disclaimer .ins-body {
  display: grid;
  gap: clamp(28px, 5vw, 52px);
}

.page-disclaimer .ins-index {
  align-self: start;
}

.page-disclaimer .ins-index__title {
  margin: 0 0 14px;
  font-family: var(--vg-serif);
  font-size: 13px;
  letter-spacing: .24em;
  color: var(--vg-gold);
}

.page-disclaimer .ins-index__list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 2px;
  border-left: 2px solid rgba(214,168,75,.22);
}

.page-disclaimer .ins-index__list a {
  display: flex;
  align-items: baseline;
  gap: 10px;
  margin-left: -2px;
  padding: 10px 14px;
  border-left: 2px solid transparent;
  color: rgba(247,243,232,.72);
  font-size: 14px;
  line-height: 1.4;
  text-decoration: none;
  transition: color .25s var(--vg-ease), border-color .25s var(--vg-ease), background .25s var(--vg-ease);
}

.page-disclaimer .ins-index__list a:hover,
.page-disclaimer .ins-index__list a:focus-visible {
  color: var(--vg-gold-soft);
  border-left-color: var(--vg-gold);
  background: rgba(214,168,75,.08);
}

.page-disclaimer .ins-index__num {
  font-family: var(--vg-serif);
  font-size: 13px;
  color: var(--vg-gold);
}

.page-disclaimer .ins-chapters {
  min-width: 0;
}

/* ---------- 章节卡片 ---------- */
.page-disclaimer .ins-chapter {
  position: relative;
  background: var(--vg-paper);
  color: var(--vg-black);
  border: var(--vg-line);
  box-shadow: var(--vg-shadow-sm);
  padding: clamp(24px, 4.4vw, 46px);
  margin-bottom: clamp(24px, 4vw, 40px);
  scroll-margin-top: calc(var(--vg-bar-h) + 24px);
}

.page-disclaimer .ins-chapter:last-child {
  margin-bottom: 0;
}

.page-disclaimer .ins-chapter::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 74px;
  height: 6px;
  background: var(--vg-gold);
}

.page-disclaimer .ins-chapter[data-active]::before {
  background: var(--vg-cinnabar);
}

.page-disclaimer .ins-chapter__num {
  margin: 4px 0 6px;
  font-family: var(--vg-serif);
  font-size: clamp(38px, 7vw, 62px);
  line-height: 1;
  letter-spacing: -.02em;
  color: var(--vg-gold-deep);
}

.page-disclaimer .ins-chapter__title {
  margin: 0 0 14px;
  font-family: var(--vg-serif);
  font-size: clamp(22px, 3.6vw, 32px);
  line-height: 1.32;
  color: var(--vg-ink);
}

.page-disclaimer .ins-chapter__lead {
  margin: 0 0 20px;
  max-width: 54ch;
  font-size: clamp(15px, 2vw, 16.5px);
  line-height: 1.8;
  color: #3b4a43;
}

.page-disclaimer .ins-chapter__body p {
  margin: 0 0 16px;
  max-width: 64ch;
  font-size: 15.5px;
  line-height: 1.88;
  color: #2b3833;
}

.page-disclaimer .ins-chapter__body p:last-child {
  margin-bottom: 0;
}

/* ---------- 列表与规格 ---------- */
.page-disclaimer .ins-list {
  list-style: none;
  margin: 0 0 18px;
  padding: 0;
  display: grid;
  gap: 12px;
}

.page-disclaimer .ins-list li {
  position: relative;
  padding-left: 24px;
  font-size: 15.5px;
  line-height: 1.82;
  color: #29362f;
}

.page-disclaimer .ins-list li::before {
  content: "";
  position: absolute;
  left: 4px;
  top: .68em;
  width: 8px;
  height: 8px;
  background: var(--vg-gold);
  box-shadow: inset 0 0 0 1px rgba(16,18,16,.5);
  transform: rotate(45deg);
}

.page-disclaimer .ins-facts {
  list-style: none;
  margin: 0 0 20px;
  padding: 0;
  display: grid;
  gap: 1px;
  background: var(--ins-rule);
  border: 2px solid var(--vg-black);
}

.page-disclaimer .ins-facts li {
  background: #fffdf6;
  padding: 15px 17px;
}

.page-disclaimer .ins-facts__label {
  display: block;
  margin-bottom: 6px;
  font-size: 12.5px;
  letter-spacing: .14em;
  color: var(--vg-gold-deep);
}

.page-disclaimer .ins-facts__value {
  display: block;
  font-family: var(--vg-serif);
  font-size: 16.5px;
  line-height: 1.55;
  color: var(--vg-ink);
}

/* ---------- 提示块 ---------- */
.page-disclaimer .ins-note {
  margin-top: 18px;
  padding: 14px 18px;
  border-left: 4px solid var(--vg-celadon);
  background: rgba(94,159,163,.14);
  font-size: 15px;
  line-height: 1.82;
  color: #1f3a3c;
  max-width: 64ch;
}

.page-disclaimer .ins-note--alert {
  border-left-color: var(--vg-cinnabar);
  background: rgba(200,74,58,.11);
  color: #5d2a22;
}

.page-disclaimer .ins-link {
  color: var(--vg-ink);
  text-decoration: underline;
  text-decoration-color: var(--vg-gold);
  text-decoration-thickness: 2px;
  text-underline-offset: 4px;
  transition: color .22s var(--vg-ease), text-decoration-color .22s var(--vg-ease);
}

.page-disclaimer .ins-link:hover,
.page-disclaimer .ins-link:focus-visible {
  color: var(--vg-cinnabar);
  text-decoration-color: var(--vg-cinnabar);
}

/* ---------- 收尾 ---------- */
.page-disclaimer .ins-cta {
  border-top: var(--vg-line);
  background: var(--vg-ink-3);
  padding-block: clamp(38px, 6vw, 72px);
  background-image:
    repeating-linear-gradient(0deg, var(--ins-grid-line) 0 1px, transparent 1px 64px),
    repeating-linear-gradient(90deg, var(--ins-grid-line) 0 1px, transparent 1px 64px);
}

.page-disclaimer .ins-cta__inner {
  max-width: 780px;
}

.page-disclaimer .ins-cta__title {
  margin: 0;
  font-family: var(--vg-serif);
  font-size: clamp(24px, 4vw, 38px);
  line-height: 1.25;
  color: var(--vg-paper);
}

.page-disclaimer .ins-cta__text {
  margin: 16px 0 0;
  max-width: 56ch;
  font-size: 16px;
  line-height: 1.85;
  color: rgba(247,243,232,.76);
}

.page-disclaimer .ins-cta__actions {
  margin-top: 24px;
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

/* ---------- 小屏对齐 ---------- */
@media (max-width: 519px) {
  .page-disclaimer .ins-chapter {
    box-shadow: 4px 4px 0 rgba(16,18,16,.85);
  }

  .page-disclaimer .ins-steps__item {
    font-size: 14.5px;
    padding: 11px 14px;
  }
}

/* ---------- 中屏与桌面 ---------- */
@media (min-width: 600px) {
  .page-disclaimer .ins-steps {
    grid-template-columns: repeat(auto-fit, minmax(158px, 1fr));
  }

  .page-disclaimer .ins-facts {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (min-width: 960px) {
  .page-disclaimer .ins-body {
    grid-template-columns: 226px minmax(0, 1fr);
    align-items: start;
  }

  .page-disclaimer .ins-index {
    position: sticky;
    top: 92px;
  }

  .page-disclaimer .ins-chapter {
    padding-inline: clamp(36px, 4.4vw, 54px);
  }
}

@media (min-width: 1180px) {
  .page-disclaimer .ins-hero__lead {
    max-width: 62ch;
  }
}

@media (prefers-reduced-motion: reduce) {
  .page-disclaimer .ins-steps__item,
  .page-disclaimer .ins-index__list a,
  .page-disclaimer .ins-link {
    transition: none;
  }
}